Personal Loan:

Personal Loan is a part of Collateral Free loan or Unsecured loan as it doesn’t require any security for it. It is best loan to meet your current financial requirements. Personal Loan are Ideal for those who need quick and easy loan with managable Interest rates and minimum documentation.

Advantages of Personal Loan

• No security required.
• No tracking of its use.
• Best option for meeting personal expences.

Minimum Requirements for Personal Loan:

For Salaried

• Minimum Revenue Per Annum Rs.3,60,000/-
• Credit Score

Documents Required for Salaried:

• Address Proof
• Age Proof
• Pan Card
• Colour Photo
• Last Two Years ITR
• Form 16
• 3 Months Salary Slip
• Last Six Months Bank Statement

For Self Employed

• Minimum Revenue Per Annum Rs. 6,00,000/-
• Credit Score

Documents Required for Self Employed:

• Address Proof
• Age Proof
• Pan Card
• Colour Photo
• Last Two Years ITR
• Last Six Months Bank Statement
• Last Two Years Balance Sheet and Profit & Loss Account
• Proof of Business Existence