Loan Against Property:

Loan against property (LAP) means a loan that is given or disbursed against the property. The loan is disbursed at a certain percentage of market value of the property, usually around 50% – 90%. Loan against property is the part of secured loan category where the borrower issues a guarantee by using property as security.

Advantages of Loan Aganist Property

  • Lower interest rates as its secured loan.
  • The loan amount can be used for Business Working Capital.
  • Greater Credit Eligibility.


  • Annual Revenue 1 Crore
  • Credit Score
  • Time In Business Two Years

Documents Required for Loan Against Property & Mortgage Loan:

  • Pan Card / Pass Port
  • Processing Fee Cheque
  • Bank Statement
  • Aadhar Card
  • Copy Of Property Documents
  • Latest OD/ CC Sanction Letter
  • Last Three Years Balance Sheet
  • Last Three Years Profit & Loss Account
  • Last Three Years Income Tax Retune
  • Proof Of Business

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